The post whore thread.

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Originally Posted by Otterbatcat

I must say that in the past, I have been pretty disappointed in what an adjuster said my "Claim" was worth in a water damage related incident.

Insurance agent actually told my wife that "we have exceeded our benefits for *blank* period of time*....and if we have anymore claims, our rates will go up significantly. Sounded pretty mafia at the time...since we hadn't had a buttload of claims.

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In the winter of 2011, the house next door to mine burnt to a crisp. It was actually a pretty sad thing because a couple folks got hurt really bad, I think even a young kid died.

My house had extensive smoke damage, including a bunch of uniforms and stuff the Army gave me. I had the official DoD value sheets for every item, and explained to the adjuster how each item was ruined beyond repair and had to be replaced. As an 'O', all that money had to come out of pocket. Because I did all the homework, the adjuster just wrote the check, which ended up being almost $20k for stuff and almost $35k for the clean up.

Exceeded your benefits? Call and ask for a different claims agent.

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Originally Posted by HoneyBadger

Okay, I'll bite. ;)


And good on ya for taking your troops out to breakfast.

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What are you biting on?

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Originally Posted by HoneyBadger

I'd be down for a Saturday breakfast no more than an hour way. I can't do Sunday mornings.

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Multiple breakfasts, HB. One down your way on a Saturday, and one up north as well.

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Originally Posted by Irving

Kind of curious what type of company that was, because I'm under the impression that rates go up for any type of homeowners claim.

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Farm Bureau, ...Sir.

Exceeded your benefits? Call and ask for a different claims agent.

The claim adjuster really low balled the repair at the time..

It was our Agent that threatened us.....being customers for 20 years and all.

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Originally Posted by TheBelly

What are you biting on?

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Lead.

You can exceed your limits. I have a feeling the adjuster may have done a poor job of explaining the difference between the initial Actual Cash Value payment, and the Replacement Cost. It doesn't really matter how large or small the initial payment is, as everything else, minus the deductible, is paid on the back end once the final bill comes. Assuming everything on the bill was covered in the first place. Should only have to pay your deductible; unless there were some upgrades purchased or something.

But what I really came in here to post, as another Studio C video for my pals in the PWT.

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Originally Posted by HoneyBadger

Lead.

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Sounds filling!!

I'm building another AR. This one is going to be built on the cheap, just to see what's possible.

You can build one for less than $400 with Palmetto State's latest deals...

I have a complete lower, and 4 more lowers and STILL haven't managed to build my first AR. Someday...