You allowed up this late ?
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So, I haven't been site ho'in much. What's the word hummingbirds?
Birds, rodents, and domestic animals are specifically excluded.
Raccoons are considered part of the bear family and as such are not excluded. Bats aren't rodents either so there is coverage for damages from bats as well. HOWEVER, damages from feces and urine of bats and raccoons are specifically excluded.
What about a Chupacabra attack on a covered goat?