The post whore thread.

There's no such thing as an unexpected period, except for the very first one.
I never plan to use the HELOC for anything. That rate is 4%, and the rate on a family loan is 0%. However, my family has helped me plenty throughout my life, and I'm a big boy now so I'm not taking any more money from them. Despite the high mileage I'm putting on the borrowed car, I've maintained it and even made some repairs so it will come back in slightly better shape.

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Originally Posted by Irving

There's no such thing as an unexpected period, except for the very first one.
I never plan to use the HELOC for anything. That rate is 4%, and the rate on a family loan is 0%. However, my family has helped me plenty throughout my life, and I'm a big boy now so I'm not taking any more money from them. Despite the high mileage I'm putting on the borrowed car, I've maintained it and even made some repairs so it will come back in slightly better shape.

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Mah Hero

Just checked my stats. In February I spent $69.81 in gas, not including that trip to Omaha because the company reimbursed me, and I averaged 17.55 mpg. (This was only for one week though)
In March I spent $299.57 on gas and averaged 17.55 mpg.
This month I'm at $79.56 on gas and only averaging 16.77!!!

Your stats are dropping. Better quit driving while your ahead.

HELOC's can be very dangerous. The one thing I refuse to ever screw with is my home. No HELIC's, no refi's, no 2nd mortgages - I just let it ride & keep making my payments.

Today I drove from Highlands Ranch down to Peyton, only to get a text that I wasn't really needed when I was only 20 minutes away. I arrived, said hello, then left to make it back up to my Parker appointment. At least I got a trip charge.

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Originally Posted by theGinsue

HELOC's can be very dangerous. The one thing I refuse to ever screw with is my home. No HELIC's, no refi's, no 2nd mortgages - I just let it ride & keep making my payments.

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HoneyBadger was trying to give me a hard time about the HELOC and a car purchase, but I explained that I was applying for a HELOC regardless because I've developed an addiction to acquiring as much available credit as possible. Needing to buy a vehicle at the same time is just unfortunate timing, and not the reason I got the HELOC. On a similar note, our debt level has now reached $500 at 0% interest, not including the mortgage, on which I'm several years ahead.

And don't anyone think I'm being hoity toity. I have next to zero savings and retirement, so I had to make an extreme life change over the last few years. Things are looking up!

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Originally Posted by Irving

What happened to fitz' jump start request thread? First it was locked, then the whole thing is now gone. It looked normal from what I saw, but I'm curious how it got that far sideways that it needed to be axed.

**I'm not questioning that it was deleted, I just want to know what drama ensued.

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Originally Posted by Great-Kazoo

Maybe he got it started, making thread no longer relevant ?

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Originally Posted by Great-Kazoo

Does a need help this morning thread, really warrant going all day?

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BINGO!

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Originally Posted by Irving

HoneyBadger was trying to give me a hard time about the HELOC and a car purchase, but I explained that I was applying for a HELOC regardless because I've developed an addiction to acquiring as much available credit as possible. Needing to buy a vehicle at the same time is just unfortunate timing, and not the reason I got the HELOC. On a similar note, our debt level has now reached $500 at 0% interest, not including the mortgage, on which I'm several years ahead.

And don't anyone think I'm being hoity toity. I have next to zero savings and retirement, so I had to make an extreme life change over the last few years. Things are looking up!

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Just be careful. I've got no room at my place for you & your family. And besides, Gloria scares me.

Don't forget her birthday (for ten years in a row) and you'll be fine.