I'm currently sitting on about $60,000 of available credit with almost 99% of that being available. Should be able to avoid that trap. I don't want more debt, as even a small amount can quickly eliminate any benefit from rewards.
I'm interested in what kind of rewards are available with a $450 annual fee. My Amex Blue Cash card has a $75 annual fee that pisses me off. I can't imagine $450.

