Yeah, that, sorry, I am multitasking and didn't understand your post... I read it again and now get what you were saying. Yes most of the city freqs are trunked.
Program the FRS/GMRS/MURS frequencies in your baofeng... you will hear all kinds of stuff like drive throughs, the crane operator at the new VA hospital is GMRS channel 3, and some school bus conversations.
You still need a license to talk GMRS when not using a walmart 2-way radio.