For anyone who knows or has experience:

Having a home built north of Bennett soon, and the builder recommended going with an ICF (insulated concrete form) basement over a traditional pour. My understanding is that you achieve a bit better R rating and that it is easier to Sheetrock later when finishing it out. The basement finishing will not likely happen for a few years, but is a future plan.

Here's my question: is it worth the $5k ish difference to go with ICF in a basement setting? The basement will eventually have living space, but no plans for bedrooms for now.

Thanks for any advice!