Quote Originally Posted by 00tec View Post
Alright, I'm REALLY FUCKING OVER THIS SHIT.
Geico handling hit #1, Fred fuckin Loya claiming that hit #2 was by a driver excluded on the policy. Called in my insurance to handle.
Went to get rental Tues morning, and the Geico rep was late opening the doorby nearly a half hour, making me late to work. Geico calls and leaves message yesterday that with both hits, car is likely done. They're going to work with USAA to figure it out. Great! Oh wait, gotta get a new car. Hit to credit in the middle of buying a house. SHIT. No choice, gotta do it.

Driving the rental to pick up my wife after work. Stopped at stop sign, start rolling to merge into traffic... BAM! Tagged again. Bent rear door on rental (little suv), exhaust rattles. Esurance this time. Fuck my life.

What the flying fuck? Can people no longer handle simple fucking tasks like taking a look around from time to time? I wear my seatbelt, use a headset if I get a call while driving, watch mirrors, look before merging, and obey the signs. Get fucked anyway. I must have REALLY pissed someone off in a past life.
My bad experience with Fred Loya was an adjuster telling me that AFTER the accident, the owner of the vehicle called in and excluded the at fault driver. This of course is not legal. The stupid adjuster even left that on my work voice mail. I just sent my file straight to arbitration. You should request documentation proving that the driver was excluded. I'd also file a Department of Insurance complaint right now. If the driver WAS actually excluded, then you won't suffer any consequences for having filed the complaint, but it WILL force them to prove the driver was excluded.