Windshield chips

[Irving]

No such thing as free lunch.

[hatidua]

No such thing as free lunch.

indeed.

[fitz19d]

indeed.

Or just failing to make a profit for them. Lol at the idea of ACA expanded to all insurances. No denial of coverage for pre existing conditions/claims. Be a nightmare with some of those compulsive minor fender bender folk I see out there with all 4 corners with clearly independant looking impacts out there.


On a semi related note. How does comprehensive coverage affect pretty decent scratches. Not like a mega deep angry keying, but my truck day 2 on wedding trip got scraped by an asshole or an idiot with a big sideways Y where they brushed by the tailgate. Already picked up a few other little nicks that I'd like fixed.


Also think I might have to work nights again, even in a truck, getting sick of lately the amount of golf ball + sized rocks getting thrown into my windshield in my hour commutes on i25. (Daytime traveling during more traffic hours than when I'm getting off/on at like 5am or 9 at night.)

[hatidua]

Or just failing to make a profit for them.

One way or another, you're paying. There are insurance experts here that can explain it far more eloquently than I can - and have the patience to do so.

[Irving]

One way or another, you're paying. There are insurance experts here that can explain it far more eloquently than I can - and have the patience to do so.

In short, policies that have accident forgiveness, windshield repair, etc, all have those features built into the policy. It's the same thing as cell phone companies rolling the price of cell phones into the monthly rate. I'm not even sure there is a less expensive option for full coverage at some companies. That's the way the market has changed because people are inherently bad at managing money and that's what they want.