I am about to start the refinance process on my house and wondering some opinions on how much equity to take out. We have a little over 100k in equity in the house to take out. Part of me says take it all out while the home prices are high, but on the other hand if the prices take a dump then we can be upside down.

We can afford the payment to take the full equity out, and we are only 4 years into our current original loan.
What do you all think? Any advise?

thanks