Refinance opinions needed

[Irving]

Paying off higher intrest debt is an option, but you'd be paying on that option for the next 30 years, which will probably not end up the better scenario in the end. Same with the bathroom.

[newracer]

Paying off higher intrest debt is an option, but you'd be paying on that option for the next 30 years, which will probably not end up the better scenario in the end. Same with the bathroom.

Unless you continue to make the same payment towards the debt.