This.
My second Savage 10 cost me $175 at a Pawn shop after I haggled with them for the barrel being shot-out-ish, the action having some scratches, and the stock being painted.
Threw the stock away.
Sanded and painted the action.
Bought a Shilen Drop in barrel.
Bought a B&C Medalist stock.
I still have it, with a 3rd barrel on it, and it's been a fantastic investment.