Just an update but I went ahead and got a tractor. With my schedule there are times I could work on the house and still be on call for work so owning a tractor and having it in the garage available to use and get landscaping done made sense instead of setting aside full days and only on my off days to rent one and make sure I got the use out of the rental.
I drove and compared the Massey ferguson, Kubota, mahindra and John Deere. All in the 25hp range.
I like the price and package of the Massey if I were going to buy it with cash but if you finance the price goes up and they get you for 3.99%...
I didn't really like the Mahindra and I felt the value would not stay up over time like the other 3.
Kubota makes a nice tractor and their new model I think 2370s was really nice and had all the features of the John Deere. I wanted a backhoe for trenching and this model comes with it from the factory. The tractor I drove didn't have a quick detach bucket which is an option at ordering.
The John Deere 1025R TLB was really nice, had all the features of the Kubota, and same financing options. The backhoe was easy for me to operate, the only thing that was a pain is swiveling the seat around but I think with a little practice it will be much easier.
So I went between the Kubota and John Deere as price was pretty much the same and financing was the same. I might have bought the Kubota but they charge an additional $26/month for "loan insurance" which put them even more expensive than John Deere.
So the new John Deere 1025R TLB ended up coming home with me. Once the ground dries up a bit more my first project will probably be a retaining wall on the side of the house and using a lot of that dirt to fill in the back and get the grade I want before doing grass and rock back there.
Going off the other thread I'll be looking for a lot of retaining wall materials!