For the flood, they called us on the land line we had at the time. We have VOIP now, so I do not know if we would get a reverse 911 call.

One of the stories we tell is about that reverse 911 call.
The wife heard the call, stuck her arm over the side of the bed, didn't feel any water so she rolled over and went back to sleep.

Out of everything we lost, the one that hits the hardest is the pictures. We had been using a disk camera for years. We were in the process of moving when the flood hit, and one of the things that was still on the floor to be moved was those disks. That was around the time that Photobucket "upgraded" their software and locked me out of my account, which I had with them for years. Causing me to loose all the pictures I had stored on their site.

We do not work very fast anymore, but in a few months "hopefully" we will have restored the house that got hit the worst in the flood.
It is after the disaster that is the hardest.