Quote Originally Posted by Bailey Guns View Post
The only thing to watch for by opening new accounts to take advantage of 0% rates (besides the transfer fees already mentioned) is new credit account applications. It's got a low impact on credit scores but opening any new credit acct almost always dings your score a bit. And it lowers your avg credit age which can also be a negative factor with a bit higher impact.

It's always something...
Yeah I got dinged pretty good because of that in the past when I had several checks done on it. I thought they changed the law saying a credit check was no longer a ding against your credit or am I wrong on that?