It's all up to the ins adj.
Guy down the road has a (less than) 5k mile) 19 pick up. Guy at store backs out of lot right in to his grill. $9500 later he's back on the road. The reason i mention this is.

What looks like minor damage can be a real surprise when having the estimate done. A lot of sensors were damaged, along with (something) computer related that had he driven it longer would have caused it to overheat.

TLDR version: make sure they're thorough when estimating damage. AND as it's a new vehicle you want all factory replacement parts.