Quote Originally Posted by buffalobo View Post
Irving, make an appt with small biz rep at your bank. Even if they don't have what you looking for it will be worth your time.
I sat down with someone, but it wasn't as helpful as I wanted. They asked how much money I needed, and I told them I didn't need any money, but wanted to build business credit, and had already started years ago. They suggested I get a business credit card, then told me that they would pull my personal credit score. I asked why they would do that, since I thought the two weren't related. They said they had to start with something. So I let them do their thing, and my very high personal credit score got me a shitty business card with something like a $2,000 credit limit, from a shitty company that I've had in the past and had a bad experience with. So far, the experience has been poor and that company hasn't changed it's tune in the decade or so since I last dealt with them. I think I'm going to cancel that card and call Amex and see what they can do for me. Generally I would not recommend canceling a card, but this company is shady and I don't want an association with them. I know it's easier/faster to build business credit than it is personal credit, but I don't know if canceling a card is more or less difficult to overcome in the business world.

I went to look and see if I have a DUNS number, and I do. NAV is one of the credit monitoring services and I can find credit rating from D&B and Experian, but not Equifax. So far stuff is looking good, so I'm happy. I'm still interested in knowing about companies that specifically report to the business credit bureaus though. Most people have no idea what you are talking about when asking about business credit, so it's a bit of a difficult road.

Quote Originally Posted by iego View Post
No, Dunn & Bradstreet, or DNB, is just an identifying number. Nothing to do with your credit rating. Either you have a DNB or you don't.

Transunion, Equifax, and Experian, are the credit agencies.

-John
I'm not going to beat a dead horse, but you are mistaken. D&B puts out a PAYDEX score.