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  1. #41
    QUITTER Irving's Avatar
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    Quote Originally Posted by TFOGGER View Post
    Amex and Chase have routinely upp my credit limits on my business cards. Started with AMEX with a 6K limit, I think, Now all 3 cards(2 Chase, 1 Amex) are over 35K limit (no running balances). Took about 10 years. As a bonus, the Amex points have sent me on vacations all over the western hemisphere.
    I don't know how I missed this post, but thanks for the real world example. That's exactly the reason I like Amex. I was able to get a personal card limit up that high in something like 3-5 years of total card ownership, but maybe only like 18 months when I started asking them.

    Direwolf: Thanks for chiming in. When I get around to applying for an Amex business credit card, I'll see if they use my TIEN number to pull my business credit, use my SS, or both, and if I remember I'll report back here. I was able to find a business credit rating with D&B and Experian, so at least I have some credit floating around out there.

  2. #42
    QUITTER Irving's Avatar
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    Quote Originally Posted by buffalobo View Post
    Irving, make an appt with small biz rep at your bank. Even if they don't have what you looking for it will be worth your time.
    I did this today and it was helpful. Nothing formal, just a quick chat to make sure I was pursuing the correct path. I'll be making an appointment later to find out if there is a business line of credit I can set up right now (basically like a HELOC, but for business), or if not, what steps I need to take to get there. Looking forward to it and thanks for the recommendation.

  3. #43
    Carries A Danged Big Stick buffalobo's Avatar
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    They are the guys with the money and since they want your money they are a resource for you to use/get as much as you can before they get your money.

    I always got good info and a different viewpoint.
    If you're unarmed, you are a victim


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