I like NordVPN. I have it set that if I'm not on my home wifi it activates on my laptop or phone. VPN on a router has always been iffy, a lot of sites block access if you're coming from a VPN gateway, so I want to be able to turn it on or off easily.
For encrypted files, I have a Veracrypt drive that I keep copies of important documents on. It's the next generation of Truecrypt.