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  1. #1
    Nerdy Mod
    Join Date
    Jan 2012
    Location
    Colorado Springs
    Posts
    2,402

    Default Hadn't even heard of this case, or more correctly, cases.

    Two self-defense shootings, two charges, both times charges dropped.

    Great argument for pre-paid legal services* if you carry...

    Run Down and Beaten in Colorado


    O2

    * The phrase I like to use rather than "Carry insuracnce" which isn't insurance.
    YOU are the first responder. Police, fire and medical are SECOND responders.
    When seconds count, the police are mere minutes away...
    Gun registration is gun confiscation in slow motion.

    My feedback: https://www.ar-15.co/threads/53226-O2HeN2

  2. #2
    Keyboard Operation Specialist FoxtArt's Avatar
    Join Date
    Feb 2013
    Location
    Montrose
    Posts
    2,756

    Default

    From the article:

    Ultimately, his carry permit was reinstated and his criminal record was permanently sealed.
    That line is unclear to me. As it reads, it infers that the defender was successfully charged with something - perhaps pled down? Perhaps they mean arrest, but usually nobody cares about that. It reads like an advertising blogs and leaving out anything remotely unsatisfactory, and I'm sure that is what it is, but IDK.

    Legal representation is critical. I believe carry insurance is incredibly profitable for the people running them. ($11/month * 2 million people = $22,000,000 a month). The biggest cost is spent on promotion, promotion, promotion.

    My perspective is this is protection from perhaps the smallest lifetime risk of legal impact we risk in our day-to-day. You're far, far more likely to get sued in a frivolous suit by a neighbor or an ex. This doesn't help. And criminal risk from a justified shoot is ordinarily quite low... and if you are financially in the shitter, you'd qualify for public defense.

    The BIGGEST problem I have with this is in that 1 in 750,000 incident where this can actually be used an is necessary, they ASSIGN you an attorney. You don't pick who defends you.

    I'm not sure if this is common knowledge. but prepaid legal attorneys are usually not cream of the crop. I have no experience with this company that the blog is advertising for, so I can't say that theirs are not, but I'd MUCH rather put a 20,000k retainer into a local attorney that knows the DA and the judge, than trust years of my future into a rando' signed into a service.

    Usually the ones in prepaid legal are desperate for any income because they aren't pulling clients. It's not like I know the company TGAG is clearing advertising for.

    If you're not dead broke and you have things like equity, I STRONGLY recommend estate planning - which mitigates your risk of civil, sometimes entirely, and then if the need arises, put 20-40k down on "the best" appropriate to the exact circumstance to get it dropped before it even goes anywhere. Even if you have to pay off a loan afterwards, worth it.

    Remember this:
    In the court of law, it's rarely about what happened. Most importantly, who your attorney is friends with, who you are, and vice versa.

    TLDR:
    Carry "prepaid legal" has a place; but it is imho, very overhyped and most appropriate to narrow circumstances/financial ranges.
    Last edited by FoxtArt; 07-03-2023 at 17:03.

  3. #3
    Looking Elsewhere
    Join Date
    Oct 2012
    Location
    The Peoples Republic (Boulder)
    Posts
    3,158

    Default

    Sounds like the guy needs new friends and needs to move to a better part of town.

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