stay or bug out?

[ColoEnthusiast]

Ironic this was brought up. I've been thinking alot lately about staying in the urban area where we live versus going to a rural location. As mentioned, you can only carry so much. At least at home, you have the safety and comforts of home. Even without heat, it's hard to beat the shelter of a house.
My concerns of a catastrophe, I feel, would tend to involve some sort of food and/or fuel supply shortage. May not be able to grow much in urban areas without a large yard, but a family could store enough food for quite a long time. Cities tend to have plenty of water, electricity and natural gas too. To keep all hell from breaking loose, at least some of those services would have to be kept on.
As for defense, if people were trying to steal what others have, the city offers the advantage of more people to protect each other. In a rural area, many people would not have assistance of next door and community neighbors closeby to help defend their property. Looking at things from the perspective of a bad guy, it would probably be more desireable to lay seige on a lone house than on a house within a community that has made preparations and is protecting one another... Putting warning signs on the entry points of a community would likely be quite effective, especially if ingress and egress could be limited.
On the bizarre side, I have heard and read of several really stupid gun owners state that they would "take what they needed" in a crisis. Anyone have some opinions on the life expectancy of these morons?