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  1. #17491
    Gives a sh!t; pretends he doesn't HoneyBadger's Avatar
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    Quote Originally Posted by TheBelly View Post
    I immediately regret that decision to eat discount hot dogs.
    I've never found myself in a situation where I was glad I ate two hot dogs... lol

    Quote Originally Posted by BuffCyclist View Post
    Are you making bi-weekly payments so you end up making 13 payments on the mortgage in a year instead of 12? Thats what we setup when we got our 30yr mortgage. After our wedding, we're going to be applying an extra $100 to principal each payment, which is 25% extra. If I did the math correctly (and I'd like to think I did) we'll have the 30yr mortgage paid off in about 21yrs. That is, assuming we stay in this house, but I kind of hope we don't because that would mean I'd be stuck living in the desert that long. And I hate the desert.
    I'm paying an extra 200 principal each month. It doesn't seem like a lot right now, but WOW it makes a difference in the long run!
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    "When law and morality contradict each other, the citizen has the cruel alternative of either losing his moral sense or losing his respect for the law." -Frederic Bastiat

    "I am a conservative. Quite possibly I am on the losing side; often I think so. Yet, out of a curious perversity I had rather lose with Socrates, let us say, than win with Lenin."
    ― Russell Kirk, Author of The Conservative Mind

  2. #17492
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    I got lucky and hit a refinance just right. Switched from a 30 year at 4.7% to a 15 year at 2.5%. Payments only went up $125/mo and my interest and principle basically flipped, so now I'm mostly just paying my home's equity instead of paying the bank. Bank even covered most of closing.

  3. #17493
    I cried and got a title waxthis's Avatar
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    WWWWWWWWWWWWWWWWWWHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHOO OOOOOOOOOOOOOOOOOOOOOOOOOOOOOOORRRRRRRRRRRRRRRRRRR RRRRRRRRRRRRRRREEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE EEEEEEEEESSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSS
    "An individual is only entiteld to one's rights as long as one respects the rights of others."...R.F.

  4. #17494
    I cried and got a title waxthis's Avatar
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    88 and climbing........
    "An individual is only entiteld to one's rights as long as one respects the rights of others."...R.F.

  5. #17495
    Fire Crotch
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    Quote Originally Posted by bogie View Post
    How long does it take to drive from one side of Alamogordo to the other? Or do you have to go to another town for stuff?
    About 7-10 minutes. I live on pretty much the far end of the town, right at the edge by the mountains, so all errands can be done by making one loop around the city lol.

    Quote Originally Posted by bogie View Post
    The EGW base I got is pretty nice, not a badger but it fit up really well when I mounted it. Zero holds dead on.
    So, haven't done that much research but have been considering a Rem700 build (Rem 700 SPS Varmint in H-S Precision Stock, SWFA 10x mrad scope, undecided rings, harris bipod). Are the Badger Ordnance scope base considered the best for the Rem700?

    Quote Originally Posted by HoneyBadger View Post
    I'm paying an extra 200 principal each month. It doesn't seem like a lot right now, but WOW it makes a difference in the long run!
    It definitely does, because all of that payment goes towards principal which is what people don't realize. Stupid amortization schedules! My current payments are only putting like $155 towards principal.

  6. #17496
    Gives a sh!t; pretends he doesn't HoneyBadger's Avatar
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    Quote Originally Posted by bogie View Post
    I got lucky and hit a refinance just right. Switched from a 30 year at 4.7% to a 15 year at 2.5%. Payments only went up $125/mo and my interest and principle basically flipped, so now I'm mostly just paying my home's equity instead of paying the bank. Bank even covered most of closing.
    Wow, that's a spectacular improvement! With the $200 extra, I'm paying about $500 down on my principal each month. We probably bought a little more house than we should've... lol
    My Feedback

    "When law and morality contradict each other, the citizen has the cruel alternative of either losing his moral sense or losing his respect for the law." -Frederic Bastiat

    "I am a conservative. Quite possibly I am on the losing side; often I think so. Yet, out of a curious perversity I had rather lose with Socrates, let us say, than win with Lenin."
    ― Russell Kirk, Author of The Conservative Mind

  7. #17497
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    Quote Originally Posted by BuffCyclist View Post
    So, haven't done that much research but have been considering a Rem700 build (Rem 700 SPS Varmint in H-S Precision Stock, SWFA 10x mrad scope, undecided rings, harris bipod). Are the Badger Ordnance scope base considered the best for the Rem700?
    I think Badger are considered the premo option by a lot of people. But hell I don't know the difference so I just bought stuff that got good reviews and was still affordable.

    I bought an R700 SPS V for like $400 a couple years ago. Dick's was running a special and there was a factory rebate. I've been on the cheap but here's what I have on it now...

    Bell and Carlson stock ~$220
    Factory bdl floorplate ~$50
    EGW scope base ~$40
    Burris XTR 30mm rings ~$40
    Millett TRS1 scope ~$275
    Harris bipod ~$80

  8. #17498
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    Quote Originally Posted by HoneyBadger View Post
    Wow, that's a spectacular improvement! With the $200 extra, I'm paying about $500 down on my principal each month. We probably bought a little more house than we should've... lol
    Not at the rate your cranking the kids out

    500/month towards principle is still really awesome! I think before my refi only about $250 was going towards my principle so you'll be set based on that experience.

  9. #17499
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    Out of all the tools, why is she holding a blower


  10. #17500
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    I think everything in this picture is photoshopped