The post whore thread.

[thvigil11]

So, I haven't been site ho'in much. What's the word hummingbirds?

[Irving]

Birds, rodents, and domestic animals are specifically excluded.

[Irving]

Raccoons are considered part of the bear family and as such are not excluded. Bats aren't rodents either so there is coverage for damages from bats as well. HOWEVER, damages from feces and urine of bats and raccoons are specifically excluded.

[Great-Kazoo]

I know YOU aren't!

I was just getting the new HB back to sleep and I was wide awake.

Ring a ding, Hello ?

[thvigil11]

Raccoons are considered part of the bear family and as such are not excluded. Bats aren't rodents either so there is coverage for damages from bats as well. HOWEVER, damages from feces and urine of bats and raccoons are specifically excluded.

Even the loyal Capybara, king of the rats?

[ray1970]

Raccoons are considered part of the bear family and as such are not excluded. Bats aren't rodents either so there is coverage for damages from bats as well. HOWEVER, damages from feces and urine of bats and raccoons are specifically excluded.

What about damage from human feces and urine?

[brutal]

What about a Chupacabra attack on a covered goat?

[thvigil11]

What about damage from human feces and urine?

Intentional or "oops I crapped my pants?"

I'd say it Depends.......

[Irving]

What about damage from human feces and urine?

Sewer back up? You betcha, as long as you have that coverage. I've seen a claim where a poor old lady couldn't control get bowels and left a shit trail through some rooms and down the hall trying to get to the toilet. This is considered a category 3 water loss, where items in contact with cat 3 water are not even attempted to be salvaged. So mitigation came out and cut all the poop trails out of the carpet, so the mitigation photos showed just strips of carpet cut out everywhere. Then you have to replace all the contiguous carpet.

[KS63]

Turkey done brining. Split in half for a 2hr smoke with cherry then finish at 325*. Trying to beat the crappy weather tomorrow.