The post whore thread.

[OtterbatHellcat]

Dish Towel or Dish Cloth?

Perhaps I could use some education on the particular difference between the two, but I'm thinking I mean either.

More in depth, I would say....you use the cloth...cleaning "whatever" in the kitchen...and hang it on the center to dry. It's gross when you're done using it, why did you preserve it's dirtiness? If you dried off clean hand washed dishes with it, that's great. Put it in the laundry.

I don't understand harboring several days of "gross cloth" hanging on the middle of the kitchen sink.

[CoGirl303]

So started up a Twitter for my students to follow, has NRA, IDPA stuff etc. 8 tweets and logged in this morning too my account being suspended......a nice worded email later it was back open but this device between law abiding gun owners and people trying to dictate our rights by withholding services is getting old quick. Need some 2a guys to start our own network.

Mine got suspended too for being conservative, pro2A. I made a new account and overcame that by getting a google voice number and using it to confirm my account with. Also use a VPN on your home computer/laptop and a VPN app from your phone.




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[OtterbatHellcat]

I use the scrubby sponges, and it is recommended that you replace it frequently due to the possibility of getting sick from using it.

Mitch Headberg had a funny bit about it though...

[OtterbatHellcat]

So started up a Twitter for my students to follow, has NRA, IDPA stuff etc. 8 tweets and logged in this morning too my account being suspended......a nice worded email later it was back open but this device between law abiding gun owners and people trying to dictate our rights by withholding services is getting old quick. Need some 2a guys to start our own network.

I don't even have face place going here, brother. For me, Tweeting aint gonna happen.

I'm hoping for some Win with your endeavor.

[CoGirl303]

tax money is in, paycheck hit, back in good financial standing after taking a hard hit on moving expenses, deposit, first months rent and the like.

Just paid off 3 credit cards and a student loan. That feels good.

[CS1983]

Congrats. Not sniping, just wondering, why do you have 3 credit cards?

[CoGirl303]

Congrats. Not sniping, just wondering, why do you have 3 credit cards?

because I wasn't very smart. Two of them are going away. My bellco credit card is closing automatically since I quit banking there. They didn't give me a car loan and a signature loan when I requested them despite having been a member for 4 years in good standing with a 675 credit score. So I said to hell with you, and opened up an account at Navy Federal and got 4.5% interest on re-financing my car (from 14% through my credit union back in Tennessee). Amazingly, NFCU gave me a loan at the 4.5% 3 days after opening my account. The other credit card is through my credit union back in Tennessee. Closing it out. Once my signature loan with them is paid off, that account is closed too.

So that leaves my Capitol One credit card and I'll open one through Navy Federal. that's all I'll need. It's nice to have emergency funds (funeral, car repair, etc). But now that I'm in a better financial position, I hope to never need them again. Time to start stockpiling my savings account and open up a 401K or an IRA.

[Irving]

Closing credit cards is bad for your credit. There is no issue with having many credit cards, especially if you're not using them.

[CoGirl303]

Closing credit cards is bad for your credit. There is no issue with having many credit cards, especially if you're not using them.

there will be a slight hit on my score for sure but it will rebound quickly.

All my stuff is paid on time. So it won't be a big deal in the long-term. might hurt a bit for 60-90 days.

the interest rates arent that great on them either. My Capitol One is at 9% and my NFCU one will be 0% for the first year and 12% after that.


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[hurley842002]

Closing credit cards is bad for your credit. There is no issue with having many credit cards, especially if you're not using them.

Agreed, I would leave them open, and personally don't consider 3 an excessive amount, it's what you do with them.