The post whore thread.

[brutal]

Ran a claim today where the roofers showed up about 40 minutes before I did and marked up the roof with a quarter in order to create damage. It was pretty obvious. Bunch of clowns.

How much media loss is usually considered cause for concern?

Following the last worst hailstorm we've had here, I probably bagged a 1/2 gallon or so size container full of grit from just the back side roof off the 1/3 width patio and full gutter. Have those heavy Owens Corning architectural (30 yr?) shingles put on around 2002 I think. Ridge cap is the molded/folded caps whatever they're called.

I should probably have it inspected some day?

[Irving]

Global media loss on it's own is not considered to be hail damage. Essentially the roof is a wear item, I liken it to a brake rotor, and media loss is a normal aspect of wearing. Localized media loss, specifically from a hail impact, as opposed to a blister, is considered damage. Now to your actual question, the roof can lose 100% of the granules and still maintain its integrity, for a time. When you've lost enough granules that you can see large areas of uncovered asphalt, it's time to start planning on a new roof. To clarify my usage of "large," you should be able to clearly identify areas from a standing position, or be able to determine a measurable percentage of shingle that is completely void of granules. That is to say, if you have to crawl around to find areas of the bare asphalt layer, its not yet a big deal. The age of the roof will play a role in your analysis to determine if there is a defect present in the shingle. This is of course my personal opinion based on my experience.

It's a good idea to occasionally check the condition of your roof, but that does NOT mean turning in a claim. Turning in claims can have a negative effect on policy rates, so claims should not be used as a "check-up." A contractor will usually look at your roof for free, but since they maker their money by selling roofs, it is possible that you'll be provided with exaggerated claims as to the status of your roof.

I could look at it sometime if you need.

[Great-Kazoo]

Irving business card



Have Ladder. Will Climb

[Irving]

Well, today was sucky. Hopefully tomorrow won't be as bad. Lot's of driving, all day, then a long drive home. I'm going to try and pass through Stuart, NE. Hopefully it's still daylight when I get there.

[brutal]

Global media loss on it's own is not considered to be hail damage. Essentially the roof is a wear item, I liken it to a brake rotor, and media loss is a normal aspect of wearing. Localized media loss, specifically from a hail impact, as opposed to a blister, is considered damage. Now to your actual question, the roof can lose 100% of the granules and still maintain its integrity, for a time. When you've lost enough granules that you can see large areas of uncovered asphalt, it's time to start planning on a new roof. To clarify my usage of "large," you should be able to clearly identify areas from a standing position, or be able to determine a measurable percentage of shingle that is completely void of granules. That is to say, if you have to crawl around to find areas of the bare asphalt layer, its not yet a big deal. The age of the roof will play a role in your analysis to determine if there is a defect present in the shingle. This is of course my personal opinion based on my experience.

It's a good idea to occasionally check the condition of your roof, but that does NOT mean turning in a claim. Turning in claims can have a negative effect on policy rates, so claims should not be used as a "check-up." A contractor will usually look at your roof for free, but since they maker their money by selling roofs, it is possible that you'll be provided with exaggerated claims as to the status of your roof.

I could look at it sometime if you need.

Thanks for the lengthy response.

I usually ask my son to just give it a general once over when he's hanging lights, cause I get some "free" labor out of him for reasons I won't go into, and that means I don't have to climb up there, or clean out the gutters. That also means I'm depending on his judgement of "looks good."

[Irving]

Looks like someone is a big Eiffel 65 fan...

[Great-Kazoo]

Islandermyk comes out of the woodwork and the pwt dies.. WTF??

[buffalobo]

Dusty and somebody needs to sweep out the cobwebs.

If you're unarmed, you are a victim

[William]

Tired of meh internet speeds. Let's say I wanted to start over with new cable modem, wireless router, firewall ... What would be the best setup for a reasonable budget (less than a glock)?

[CS1983]

Tired of meh internet speeds. Let's say I wanted to start over with new cable modem, wireless router, firewall ... What would be the best setup for a reasonable budget (less than a glock)?

Brutal just upgraded his stuff. Should comb through his posts or send him a PM.