It's risky with kids no doubt. But I still believe if a real situation arose its safer than in town. Heck even infections would be a problem in town. My advice to anyone prepping is to prepare for both. The food, weapons and medical supplies would all be the same. If you've got the money I'd get a decent amount of food and antibiotics. Both of those would be hard to come by both in town and out. The freezing temps would scare me that much even with kids. If power is gone, which it would be, it'll be cold in town as well and that will make even more people pillage happy. With a stove ad endless supply of wood I don't see how that could go wrong. My fire starter is also endless.