I've been toying with a New Years resolution.
Since I started tracking my credit-card balance on 8/31/03, I've noticed the balance has INCREASED roughly $300/month. 1 step forward, 2 steps back.
In 2004, I made progress in 5 months, and I went backward in 7 months.
In 2005, I made progress in 6 months, and I went backward in 6 months.
I'm thinking a resolution to make progress on my credit-card balance every single month in 2006. That is to say, end each month owing less on the card than when I started the month.
Then again, there are still lots of toys I want....
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