I had a "Shrouded Hammer" S&W Model 38 Airweight Bodyguard that I carried for 19 years as my main (only) carry gun. I got tired of cleaning lint and crap out of the hammer area. That was a big part of the reason for the upgrade to the 340PD. And besides, you don't HAVE to load it with full power loads, I don't. But I do carry a speedloader with 5 of them so I have them if needed. Karl.