Don't know if any of you remember Citi bank a few years back canceled the account of a licensed ffl dealer in NV. They did this because he sold guns. :roll:
There was a fire mission on barf.com for everybody with a card to cancel it. I happened to have a Citi bank card at the time so I transferred the balance to another card and canceled it. When they asked me why I let them have it. So many people did this that they backed down but in my mind it was to late they showed their true colors.
As some of you know I have spent the last six months remodeling my kitchen . I purchased everything through Home depot and ended up with a card. I was told if I purchased my cabinets by a certain date they would give me all the hardware for free ($400 value), My counter tops by the same date a free 36" stainless steel sink ($600 value), If I applied for a Home depot credit card they would give me 10% off my first purchase up to 2K.
I figured for a $1200 savings it was worth it plus the Home depot card was 6 months interest free. We all know how that works once the six months is up if you don't have it paid off they go back and charge you interest for the monthly balance for the last 6 months.
I applied they gave me a 10K credit line and I purchased my cabinets and counter tops which came to $8.5K. When I applied I read the fine print and guess who finances Home depot credit cards.......Citi Bank this chapped my arse to say the least. :evil:
This is what I did I waited until the very last day before my 6 months was up and paid the card off. Then called them up thanked them for letting me play with their 8.5K for 6 months interest free. I then told them where they could stick their card and why. :twisted: :mrgreen: