home warranty

[7idl]

shopping for a home waranty, good ones ? bad ones?

tnx

[JohnTRourke]

they are all a waste
just move on with your life
homes aren't cheap, get it well inspected so big things dont' go wrong.
Things are going to go wrong with houses and the warranty companies have better inspectors than you do.
it's a total waste of money.

[7idl]

it's not my $

& a home warranty saved my ass on the last place I bought.

[The1andOnlyKC]

My sister got one with her house.

Shortly after they moved in the Furnace went out. For some reason I want to say the warranty company found a way out of paying for it. I will ask her when I see her today and get more details.

[BadShot]

Ask Marpat about this.. He's got some inside info he might be willing to share.


regardless, stay as far away from the "Blue Ribbon" one!! Fargin scumbags!!!!

[7idl]

please elaborate on "blue ribbon".



I moved into my last house.. w/in 1 month, the heat exchanger system on the furnace (couples with the hot water system) developed a leak in the combustion chamber rendering both the furnace and hot water inop.

I got a new furnace and water heater installed.

[BadShot]

It's one of the name brands.. seriously drop Marpat a PM, he'll fill you in. Lord knows the horror stories he's told me have really turned my opinion around about these "services"

[Marpat]

Ok, I just saw this post and I don't wish to be long winded, however...

I have been dealing for the last year with a major home warranty company, and my personal opinion on this is DO NOT SPEND ANY OF YOUR OWN MONEY on one of these "warranties". Some people get good results, but again just my own personal opinion from personal experiences, I would never spend my money on one. If you have some other interested party that wishes to spend their monies on one, fine...take the coverage and try to use it if you need to. If and when it works out...great, but don't be surprised at the issues you'll potentially encounter in getting one of these companies to honor a claim. If and when you do purchase a policy or one is purchased for you, get a copy of the policy and READ IT THOROUGHLY AND CAREFULLY...don't rely on what anyone tells you about what is covered. You will save yourself a lot of aggravation by knowing the limits of said coverage. It's all in the fine print and that's what the claims reps will be looking for when you do try to use the coverage. Also, if this is through a realtor, be aware that they are not assisting you in getting a policy, unless you personally know them, out of professionalism. They get a cut from the company for selling the policy. Check out www.ripoffreport.com and you'll be able to form a better opinion for yourself. Also, don't bother trusting what you see on the BBB websites. That's just my two cents.

[7idl]

ok, you've given your recomendations based upon your experinces....

what were your experinces? and who were they with?


the website you pointed to only mentions a couple for our area, and none of those were on my radar.

[Marpat]

PM sent. :cool: