i think he is tring to get back his merchant fees. mine are about $900 a month. i'm sure he is not aware that he is not allowed to do this. the last time someone tried to charge me a fee was at a gun show for ammo. i told him i knew it was unfair and if he charged me i would desputite it with his merchant account and guess what? No fee for me. if you guys really like this guy you should let him know so his account doesn't get closed. Just so you know this is not a law just part of an acceptance agreement.