I have used the Fobus. Once I got used to it, it was ok, but a bit bulky. Would show if I wore the wrong pants.
I practiced many times trying to do a "panic draw" and just couldn't get to it fast enough. Now it sits on my desk and I use a front pocket holster. Conceales rather well, comfortable- and I can get to it pretty darn quick. Can't get it back in there worth a darn, but I guess I'll "live with it" coming out when needed and worry about reholster after the threat is gone....