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How much sleep are you losing over that handful of unpaid bills you forgot years ago? Creditors called and called and then threatened to ruin you forever, but in the end the calls stopped and the bills seemed to fall off your radar and maybe even your credit report. You figured they were dead and gone, right? Well, don't look now but "They're baaack... ," and not in a good zombie-movie kind of way! Aptly termed "zombie debt", ...