"J" gave the correct answer to your question.
But if your goal is to own a handgun while >= 18 <21 years old, there is a legal way ("J" please jump in and correct me when I might stray a bit )
It is unlawful for an FFL to sell you a handgun, but is it lawful for you to own/posses one.
Prior to CRS 18-12-112, someone >= 18 <21 years old could:
i) Buy one via in-state Private transfer (because there were no federal or state bars to a NON-FFLs conducting the sale, and private sales were not restricted by the state)
or
ii) Have someone give you a handgun
After CRS 18-12-112 (i) is no longer an option for modern handguns, as all transfers must go through an FFL but (ii), although restricted, is still an option, and private transfers of Antique Handguns are permitted by the state.
One clause in 18-12-112 says
So if one of the aforementioned relatives decided to GIVE you a handgun or died and WILLED you a handgun, you'd be legal to own/posses it.(6) The provisions of this section [CRS 18-12-112] do not apply to:
(a) A transfer of an antique firearm, as defined in 18 U.S.C. sec. 921(a) (16), as amended, or a curio or relic, as defined in 27 CFR 478.11, as amended;
(b) A transfer that is a bona fide gift or loan between immediate family members, which are limited to spouses, parents, children, siblings, grandparents, grandchildren, nieces, nephews, first cousins, aunts, and uncles;
(c) A transfer that occurs by operation of law or because of the death of a person for whom the prospective transferor is an executor or administrator of an estate or a trustee of a trust created in a will;
Please note that giving a relative money to go BUY A HANDGUN FOR YOU is illegal, and known as a 'straw purchase'. There was a guy recently trying to use his LEO discount to buy a pistol for his uncle, was caught, and convicted of this (there is more to the story, but the facts here apply).
Another option is a C&R handgun, as C&R items are exempt from BGC under CRS 18-12-112 (see (a) above) and would commence like a private transfer did BEFORE the new law, as an FFL is still prohibited to sell a handgun of any type to you because of your age.
EX: M1911A1 pistol at least 50 years old.
Another issue for you is getting ammo.
Federal law prohibits handgun ammo to be sold to anyone under 21 by FFLs ...same as the handgun sale policy.
Federal law prohibits ANY ammo to be sold to anyone under 18 by ANYONE.
Federal law does not prohibit the sale of handgun ammo to >=18<21 by non-FFLs...but sometimes store policy does, or the fact the the store is an FFL.
To the best of my knowledge, you can have someone (except an FFL) buy ammo FOR you, legally. ("J", any comments here ?)
Go to Walmart and try to buy some .22LR (if you can find some...another issue , though).
The clerk will ask you "Is this for a Rifle or Pistol"?
If you answer "Pistol" you leave with NO ammo.
If you answer "Rifle" you show your ID, pay the money , and go home with a box of ammo.
I don't know what comes up on the register if you ask for .357 ammo.
If it is still "Rifle or Pistol" and the clerk is not knowledgeable, you can probably leave Walmart with ammo if you answer "Rifle"
...but I don't know if by lying whether you have committed a crime or not. (Again, "J"...a little help here, please ?)






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